Today's Lead Article
| 23 Oct 2014
Many developed economies are trying to keep their currencies weak in order to keep deflation away. A weak currency makes imports more expensive, which creates inflation.
Slowing China a risk to Australia
China's apparently insatiable demand for iron ore seems to be weakening. It could have profound implications for the Australian economy.
Is capital fading away?
As capitalism enters its late stages, those who have the money no longer have the same power. The low investment returns of the last few years may be a sign of things to come.
Good preparation beats trying to pick markets
B2B financial services entrepreneur George Lucas says non-professional investors do not understand that the business of investing is not about picking where markets are going. It is about preparing well with a properly diversified strategy. And understanding that very few people in the Australian market make the important decisions.
The in-house assets trap
Trustees of SMSFs need to be careful of the in house assets rules. Contraventions of these rules account for more than a quarter of all breaches.
Diversify My Portfolio
How to embrace, not avoid, risk
One of the desires of investors is to eliminate risk. But risk avoidance can often lead to very poor returns. Better to embrace risk by realising that about a quarter of the time returns will probably disappoint.
The great Down Under shirt front
What exactly does prime minister Tony Abbott have in mind for the Russian president, Vladimir Putin? It is a great prospect.
| 22 Oct 2014
Super pool is getting too big for Australia, ageing, SMSFs continue to grow, the rich love property.
| 21 Oct 2014 | Investments
Picking the bottom of the market is the best way to make money. But doing it is difficult, and DIY super investors will need to be careful.
| 20 Oct 2014 | Investments
Volatility is a psychological challenge to SMSF investors. The basic principles are clear enough, but actually adhering to them is always difficult.
| 17 Oct 2014 | Investments
Periods of pessimism and market weakness can make the best buying opportunities. The danger in the current situation is that there remains a weakness in the system itself. The global financial crisis is not yet over.
| 16 Oct 2014 | Investments
As the $A falls, it has an uneven effect on local stocks. Importers do worse, exporters do better, and companies that have large foreign investor bases come under pressure.
| 15 Oct 2014
Reduced investor expectations, why bank stocks are still in favour, gold rises on fear, why timing is everything in super and the confused picture over borrowing in super.
| 14 Oct 2014 | Economics
There are signs of falling inflation in Europe, which is a concern to the world economy. Attempts to deal with deflationary pressures is part of what caused the global financial crisis.
| 13 Oct 2014 | Investments
SMSF members are 'very trusting' of financial advisers. More so than superannuants in a big super fund. It raises questions about how much DIY super investors want to use their fund to gain more control.
| 13 Oct 2014 | Investments
Many DIY investors have a proprtion of their holdings in cash, which is providing low returns. Should cash be considered part of portfolios, or a way of waiting before making the 'right' investment?
| 13 Oct 2014 | Columns
It is well understood that Australia's house prices are soaring to disturbing levels. What is less well understood is that the obssession with housing is a global phenomena. And the bankers are to blame. It is why the financial industry has become so large.