Today's Lead Article
| 30 Oct 2014
Relatively benign inflation numbers suggest that we are heading into a stable interest rate environment. It suggests that DIY investors will need to diversify away from cash to get good returns.
Asking the big questions
DIY investors tend to look at the details of their individual choices. But it is also worthwhile looking at the bigger picture in its various aspects.
The psychology of control
SMSF super funds are usually set up so trustees can gain greater control over what happens to them. So when markets become volatile and it is apparent that nobody controls them, what are the psychological effects?
Good preparation beats trying to pick markets
B2B financial services entrepreneur George Lucas says non-professional investors do not understand that the business of investing is not about picking where markets are going. It is about preparing well with a properly diversified strategy. And understanding that very few people in the Australian market make the important decisions.
The great Down Under shirt front
What exactly does prime minister Tony Abbott have in mind for the Russian president, Vladimir Putin? It is a great prospect.
| 29 Oct 2014
Why property is high, pressure on borrowing in super, calls to fund better financial services regulation by users, the effects of QE on wealth distribution, the possible end of the oil era.
| 28 Oct 2014 | SMSF
More are using their super to pay down housing debt. But measures to make it easier would be a very bad idea because it would make the local capital markets even more concentrated.
| 27 Oct 2014 | Investments
The Financial Services inquiry is expected to ask the Big Four banks to retain more capital. It may put pressure on dividends.
| 24 Oct 2014 | SMSF
The ATO may be about to make changes to the law and it is advisable to be careful.
| 23 Oct 2014 | Economics
Many developed economies are trying to keep their currencies weak in order to keep deflation away. A weak currency makes imports more expensive, which creates inflation.
| 22 Oct 2014
Super pool is getting too big for Australia, ageing, SMSFs continue to grow, the rich love property.
| 21 Oct 2014 | Columns
China's apparently insatiable demand for iron ore seems to be weakening. It could have profound implications for the Australian economy.
| 21 Oct 2014 | Investments
Picking the bottom of the market is the best way to make money. But doing it is difficult, and DIY super investors will need to be careful.
| 20 Oct 2014 | Investments
Volatility is a psychological challenge to SMSF investors. The basic principles are clear enough, but actually adhering to them is always difficult.
| 17 Oct 2014 | Investments
Periods of pessimism and market weakness can make the best buying opportunities. The danger in the current situation is that there remains a weakness in the system itself. The global financial crisis is not yet over.