Today's Lead Article
| 22 May 2015
Problems with projecting final outcomes, especially income in retirement; SMSFs move away from cash; Labor's tax slug worse than thought; Coalition's policy to hit middle income retirees; Australia's high tax burden and Portugal's negative interest rates.
Mortgages v super, the battle of the giants
The two biggest pools of capital in the country are residential property and superannuation. The debate about whether the super contribution would be better used to pay off mortgages reflects that.
How to avoid gambling
It is often thought that investment is a gamble. It should not be. There is risk, but the risk can be managed and embraced.
| 21 May 2015 | Investments
What should super investors regard as a good yardstick for their investment returns over time? There are some indicators.
David James | 20 May 2015 | SMSF
The growing pool of super funds has been a quiet influence on politics and the Australian economy for some time. But with the major political parties developing different policies, the previously submerged effect is about to come to the surface.
Staff reporter | 15 May 2015 | Columns
One Budget SMSF surprise but overall no major changes, bad news for rich pensioners, signs of reflation and a possible bubble in oil and commodities.
| 12 May 2015 | Investments
A comment about SMSF investing into shopping centres implies the potential dangers of going for yield in tough investment times.
| 11 May 2015 | Economics
The Australian economy is wedged between a recovering US and a slowing China. But it does seem likely that the interest rate falls may be nearing their end.
Staff reporter | 08 May 2015 | Columns
Residential property not big factor in SMSFs, compliance fees, NAB not to lend for property in SMSFs, investing in cash under water, the importance of risk management, the impact of falling bond rates.
| 06 May 2015 | Economics
The RBA's decision to drop interest rates again has made it difficult for those relying on term deposits for their income. Finding the right sort of yield remains a problem.
| 05 May 2015 | Investments
Most super investors who look at the stock market have invested heavily in Australian banks. The tax advantaged dividends have made it a good investment for a long time. But is the party partially over?