Today's Lead Article
| 27 Mar 2015
Super biased towards growth, Future Fund criticises portfolios, defensive strategies not as effective, criticisms of SMSF trustees, pensions under long term pressure, the need to use bonds in portfolios.
What does your financial adviser talk about?
Financial advisers do not necessarily put their clients first. It is wise to pay a lot of attention to what they focus on in their discussions.
Are investors their own worst enemy?
The problem with human psychology is that it can get in the way of rational decision making. It is something to remember for those who have a DIY super fund.
Staff reporter | 26 Mar 2015 | SMSF
It is not just Australia that is looking very closely at the financial advice industry and its effect on retirement funds. The United States is also examining the issue closely as well.
Staff reporter | 24 Mar 2015 | SMSF
The financial advice sector is making a come back, but there is a high level of dissatisfaction amongst some clients. Many also consider full service too costly.
David James | 23 Mar 2015 | Investments
Why is the Australian stock market going nowhere when world stock markets are rising? The answer is probably the concentration on dividend yield in the domestic market.
David James | 20 Mar 2015 | Investments
The former head of the Treasury, Dr Ken Henry, has made a curious investment observation. He has questioned investors focusing on yield.</p,
Staff writer | 18 Mar 2015 | Investments
Property trusts are doing well, although there are some concerns in the office market. They may offer diversification options.
David James | 17 Mar 2015 | Portfolio Construction
The push to get better returns from "smart beta" is creating a proliferation of computer driven trading strategies. It is a kind of robot-driven bubble.
David James | 16 Mar 2015 | Economics
Australia's soaring private indebtedness is a growing problem. But is is not certain that much can be done about it.
Staff writer | 13 Mar 2015 | Columns
Accountants not sure about getting financial advice licences, SMSFs still hoarding cash, non-concessional contributions, SMSFs look overseas, the high cost of letting home buyers dip into super, minimum pension requirements.
Reynard | 12 Mar 2015 | Columns
When portfolios are diversified there are some times when the returns will disappoint. It requires psychological toughness.
David James | 11 Mar 2015 | SMSF
Putting together super and housing would distort the Australian economy even more. Treasurer Joe Hockey's flagging of the idea seems ill advised.