Today's Lead Article
| 26 Nov 2014
Weak iron ore prices, SMSF auditing may be automated, SMSFs not diversified into bonds, tax advantages, falling Australian dollar and property dangers.
Money isn't what it used to be
It is assumed that the economy needs surplus capital to grow. But as innovation gains pace, that is becoming less and less true. So finance has instead turned to making money from money. Watch out.
How overseas markets are faring
With the All Ords turning into a dividend play, DIY investors seeking for capital gains should at least look at overseas equity markets. So what is happening?
Good preparation beats trying to pick markets
B2B financial services entrepreneur George Lucas says non-professional investors do not understand that the business of investing is not about picking where markets are going. It is about preparing well with a properly diversified strategy. And understanding that very few people in the Australian market make the important decisions.
The great Down Under shirt front
What exactly does prime minister Tony Abbott have in mind for the Russian president, Vladimir Putin? It is a great prospect.
| 25 Nov 2014 | Investments
The David Murray inquiry into the financial system is tipped to ask the banks to retain more capital. Some are tipping it may lead to weaker share prices. It may also reduce the profits available for dividends.
| 24 Nov 2014 | Economics
China's decision to lower interest rates is a further sign that the world economy remains weak. It may mean a weaker Australian economy and lower Australian dollar, with implications for DIY investors.
| 21 Nov 2014 | Investments
Exchange traded funds (ETFs) can enable investors to target areas that are not offered on the ASX. But it is important to have a sound philosophy of diversification.
| 20 Nov 2014 | Investments
A fund manager argues that central banks still do not have the answers, but they are pouring capital into the markets in an attempt to kick start anaemic economies
| 20 Nov 2014 | Columns
The Australian economy has been affected by a mining boom. Less well understood is the effect of the finance boom.
| 20 Nov 2014 | Columns
Questions over bank capitalisation, SMSFs wholesale investors, SMSFs underperform APRA fund, reserves, longevity risk and property investors target SMSFs.
| 18 Nov 2014 | Investments
The bull run in the equities market in the US should, if history is a guide, have a way to run. It may still be a buying opportunity for DIY super investors.
| 17 Nov 2014 | Investments
The Australian stock market has not gone anywhere in terms of share prices, but dividends remain high. It is an income, not a capital gains play.
| 14 Nov 2014 | Investments
The IMF has officially said Australian housing prices are too high. Now, one report says the IMF's head can't justify buying in Sydney.
| 12 Nov 2014 | Investments
Residential Mortgage Backed Securities have collapsed in America after the GFC, but in Australia they have made a big comeback.