Today's Lead Article
| 18 Dec 2014
A Merry Christmas and Happy New Year to PSI readers. To end the year, we look at when an SMSF is closed.
Is too much money chasing too few investments?
As the super pool grows, it could be that too much capital for the scale of local investment options may be being created. This has great implications for DIY super investors, especially in relation to diversification.
The timing myth
Many think that investment is all about doing things at the right time. The long term evidence says otherwise.
Cutting out the middle man
SMSF investors who are looking to diversify their investments often find themselves paying high annual fees. One provider reckons they have the solution.
Why investment bankers are unappreciated deities.
| 18 Dec 2014 | Investments
Australia has had a debt fuelled explosion in housing prices, which has created a generational divide and made the Australian economy, and banks, dependent on the housing market. The lesson of crises, meanwhile, is that they are usually caused by excessive debt.
| 17 Dec 2014 | Columns
Problems in auditing and accounting, the gyrations in commodity markets, the threat of deflation, lobbyists defend SMSF borrowing, demand for SMSFs remains strong.
| 16 Dec 2014 | Economics
The concessions on super are Australia's biggest tax expenditure according to the latest MYEFO statement. It raises some tricky economic and political issues.
| 15 Dec 2014 | Investments
With commodity prices coming off sharply, the Australian economy seems set for a slower period. What are the implications for investment?
| 12 Dec 2014 | Investments
Investors always want to know what the future holds but no-one knows. It can be a trap.
| 11 Dec 2014 | Investments
Property buying for investment, rather than owner-occupying, is running at a furious rate. There are signs that the regulators will soon move to make it more difficult.
| 10 Dec 2014 | Economics
The growing divide between the older and younger generations in Australia will determine the political context for super over the coming decades.
| 10 Dec 2014 | Columns
Debate over borrowing in super intensifies, SMSF regulation to remain unchanged, the battle of the vested interests, property investments potentially at risk.
| 09 Dec 2014 | SMSF
The dominance of the banks and insurance companies has defined the wealth management, super and fianncial advice industries. There are many potential structural conflicts of interest and DIY super investors need to understand the implications.
| 09 Dec 2014 | Columns
What exactly do the fabulously well rewarded players in the super industry do to deserve their rewards? The Murray inquiry into the Financial Services Industry has asked some pointed questions.